Auto Enrolment

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What is Auto Enrolment?

Every employer in the UK must put certain staff into a pension scheme, and contribute towards it.

When do I have to enrol?

By your ‘Staging Date’. The Staging Date is the date the law comes into effect for you. The Pension Regulator will send you a letter telling you when this is, but you can also check it here

Do I have to enrol?

Yes, you have a legal duty. You are only exempt if you are a director of a business with no other staff, or your business has a number of directors, none of whom has an employment contract; but you must still complete a Declaration of Compliance within 5 months of your staging date to prevent being fined. Do that here or contact us if you want us to do it for you.

Do I have to enrol all staff?

No, staff will fall into two categories. Type 1 must be put into a pension scheme, and you must contribute towards it. Type 2 don’t need to be put into a pension scheme.

Gross Earning Age 16 – 21 Age 22 – SPA Age SPA – 74
Over £192 per week
Over £833 per month
Type 2 Type 1 Type 2
Less than £192 per week
Less than £833 per month
Type 2 Type 2 Type 2

SPA = State Pension Age

How much do I have to contribute?

Minimum contributions are being introduced gradually over time;

Date Employer Minimum Contribution Total Minimum Contribution
Employer’s staging date to 05/04/18 1% 2% (including 1% staff contribution)
06/04/18 — *05/04/19 2% 5% (including 3% staff contribution)
06/04/19 onwards 3% 8% (including 5% staff contribution)

The proposed dates are subject to Parliament approval

How do I do all this?

You can do it yourself by following the step-step instructions on The Pension Regulator Website. Or you can Contact Us and we will do it or you, including;

  • Finding out your staging date
  • Registering you with The Pension Regulator
  • Helping you choose and apply for a Pension Scheme
  • Work out who to put into the Pension Scheme
  • Enrolling staff into the Pension Scheme
  • Writing to your staff
  • Submitting your Declaration of Compliance to The Pension Regulator
  • Processing your Pension each payday
  • Ongoing assessment of all staff, processing joiners & leavers
  • Uploading your Monthly Contribution Schedule to your Pension Scheme Provider
  • Ongoing support and advice
  • 3-Yearly Auto Re-Enrolment & Re-declaration

Tel for more Info on 0333 320 7032

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Call Kent Payroll Bureau on 0333 320 7032

or Email payroll@kentpayrollbureau.co.uk